If you are a resident of Florida, you are required to carry Florida auto insurance to satisfy state mandated financial responsibility laws. If you are caught driving without insurance, you could face severe consequence including fines and jail time. One conviction of driving without insurance can change your life. The cost of driving without auto insurance Fort Lauderdale is risky and far more expensive than investing in a standard auto insurance policy. Understand the consequences of driving without insurance and think again before you brave the road without coverage.
Tickets and Court
If you are pulled over for a moving violation, the officer who pulls you over will ask you for proof of insurance. If you cannot provide a valid proof of insurance, the offer will cite you for driving without insurance. A driving without insurance citation requires a mandatory court appearance. You will have to take time off from work to appear before a judge and show you have purchased insurance since your citation. The judge has the authority to suspend your driver license and issue fines based on your offense. If you have been convicted of driving without insurance in the past, the judge can also order you to serve time in jail.
Vehicle Impound Fees
Police officers also have the authority to impound your vehicle if you are caught driving without insurance Fort Lauderdale. If you are pulled over and you cannot provide a valid proof of insurance, the office can call a tow truck to have your vehicle hauled away. To get your vehicle released from impound, you will need to provide a valid proof of insurance and pay your impound fees. The longer your vehicle stays in impound the higher your fees will be. Some individuals actually lose their vehicles because they cannot afford to get their vehicle released from impound.
Suspension of Your Vehicle Registration
You may think that if you drive safe, you will never be caught driving without insurance. This is far from the truth. Insurance companies communicate electronically with the Department of Motor Vehicles. If your insurance company reports that your insurance has cancelled, the DMV will suspend your registration until you prove you have a new insurance policy. To reinstate your registration, you will need to purchase insurance and pay a reinstatement fee to the DMV.
As you can see, the cost of driving without insurance can be high. Not to mention, if you are at-fault for an accident and you do not have insurance Fort Lauderdale, you may face civil assessments, judgments, and wage garnishments. Do not take the risk of driving without insurance. Contact a local insurance agent and quote auto insurance immediately for protection and peace of mind.